While the majority of people
with Medicare get their health coverage from Original Medicare, some choose to
get their benefits from a Medicare Advantage Plan, also known as a Medicare
private health plan or Part C. Medicare Advantage Plans contract with the
federal government and are paid a fixed amount per person to provide Medicare
benefits.
Benefits
of Medicare
Remember, you still have
Medicare if you enroll in an Aetna Medicare Advantage Plans 2021.
This means that you likely pay a monthly premium for Part B (and a Part A
premium, if you have one). If you are enrolled in a Medicare Advantage Plan,
you should receive the same benefits offered by Original Medicare. Keep in mind
that your MA Plan may apply different rules, costs, and restrictions, which can
affect how and when you receive care. They may also offer certain benefits that
Medicare does not cover, such as dental and vision care, caregiver counseling
and training, and certain in-home support like housekeeping. Not all MA Plans
cover additional benefits, so check with a plan directly to learn what benefits
it covers.
You
can join a Medicare Advantage plan if:
1.
You have Medicare Parts A and B
2.
You live in the plan’s service area
3.
And, you do not have End-Stage Renal Disease (ESRD),
except in limited circumstances
Note: If you have ESRD and need
dialysis or a kidney transplant, you may enroll in an MA Plan if you join a
Special Needs Plan that specifically accepts people with ESRD, or if other
special circumstances apply. Humana Medicare Advantage plans 2021 also
offers prescription drug coverage (Part D). If you join an MSA plan or a PFFS
plan without drug coverage, you can enroll in a stand-alone Part D plan.
Remember that people with Original Medicare who want Part D coverage also
enroll in a stand-alone Part D plan. If you have health coverage from your
union or employer (current or former) when you become eligible for Medicare,
you may automatically be enrolled in a medicare advantage Plan that they
sponsor. You have the choice to stay with this plan, switch to Original
Medicare, or enroll in a different Medicare Advantage Plan.
To get more information visit #Aetna Medicare Advantage Plans 2021.
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