PPO meets the Affordable Care Act

Remember back last year when the media was abuzz about the ACA cancelling many people’s long held, older health insurance plans? The vast majority of those plans that were cancelled were individual PPO plans. The reason that these plans got the axe was because they did not meet the new mandated standards of the ACA.

That could mean a variety of things, but typically it meant that the plans did not meet the coverage standards of the ACA. Under the ACA all non-grandfathered health insurance plans must provide coverage for medical services across 10 care categories known as Essential Health Benefits.

Sadly, rather than replacing the older, less comprehensive PPO plans with new PPO plans compliant with ACA standards, most New York health insurance companies dropped PPO plans altogether. So unless you are enrolling in a grandfathered PPO health insurance plan, you’re out of luck in New York State. To get more information visit #ppo health insurance.